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What payment methods does Tap to Pay support?

Which cards, digital wallets, and devices work with Tap to Pay, and which payments it can't accept.

Tap to Pay lets you accept secure, contactless payments with physical credit and debit cards, smartphones, smartwatches, and other compatible devices.

Customers hold their contactless card or device near your Tap to Pay-enabled phone or tablet to complete the payment.


Supported credit and debit cards

Tap to Pay supports contactless cards from these major payment networks:

  • Visa – credit and debit cards

  • Mastercard – credit and debit cards

  • American Express – credit and charge cards

  • Discover – credit and debit cards

Other cards with contactless technology also work. Look for the contactless symbol on the card.


Supported digital wallets and devices

Tap to Pay also supports compatible digital wallets and NFC-enabled devices:

  • Apple Pay – iPhone and Apple Watch

  • Google Pay – compatible Android smartphones and smartwatches

  • Samsung Pay – compatible Samsung smartphones and smartwatches

  • Other NFC-enabled wallets and devices – including supported wearables such as smart rings and payment-enabled key fobs


How do I know if a payment method is compatible?

To work with Tap to Pay, the customer's payment method must:

  • Support contactless payments (NFC).

  • Belong to a supported card network.

  • Not require PIN entry to complete the transaction.

Look for the contactless symbol on the customer's card, or confirm that their phone or wearable supports contactless payments.

📌 Note: A card can show the contactless symbol and still not work with Tap to Pay if PIN verification is required.


What Tap to Pay does not support

Payments that require PIN verification. If a card asks the customer to enter a PIN to authorize the payment, it can't be completed with Tap to Pay. This can happen with certain debit card transactions, or when the card issuer requires additional verification.

In that case, the customer needs to use a different payment method, or a payment terminal that supports PIN entry.

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