Tap to Phone is in early access and is not yet enabled on all Method Pay accounts.

Availability, requirements, and pricing may change while the program is running.

Interested in taking in-person payments? Contact our team and we'll confirm whether your devices are compatible, walk you through setup, and let you know about availability for your account.
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Tap to Phone turns an ordinary phone into your card reader. Your customer taps their card, phone, or watch against the device, and the payment is processed and recorded in Method automatically, the same as any other Method Pay payment.

There is no terminal to buy, no reader to plug in, no hardware lease, and no second system to reconcile at the end of the day. The device you already carry is the device that takes the payment.

Tap to Phone works at a counter, at a job site, at the door on delivery, or anywhere else you need to collect payment face to face.
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Tap to Phone is not an app you run a sale from. It's a tap surface. The payment is still created in Method, on whatever you normally work from — your office computer, your laptop in the truck, a tablet at the counter.

Method then sends that payment to a registered phone, the customer taps, and the result comes straight back into Method.

The two devices do different jobs. The computer holds the invoice, the customer record, and the accounting. The phone does one thing: read the tap. That split removes the need for a terminal. The terminal's only real job was reading the card, and a modern phone already has the hardware to do it.

Tap to Phone replaces the card terminal. It does not replace a full point-of-sale system. There is no cash drawer, no receipt printer, no barcode scanning, no inventory or register function. If you run a retail floor that needs those things, Tap to Phone handles the card acceptance piece, however, you would still need your POS for the rest.

For most Method customers — service businesses, trades, wholesale and distribution, counter and will-call sales — the terminal was the only piece of that stack they were actually using, which is why this replaces it cleanly.

Tap to Phone is available to Method Pay customers in the United States only.

Your device must have:

iPhone and iPad

Android

If your device does not meet these requirements, Tap to Phone will not be able to process payments. Check with your Method Pay support contact before purchasing devices for your team.

During early access, our team sets you up directly rather than leaving you to self-serve. Contact us and we'll:

If a device is lost, replaced, or reassigned to a different staff member, contact us to de-register it from your Method Pay account.

On the computer (or wherever you work in Method):

On the phone or tablet:

Back in Method:

You do not need to key in card details, and you do not need to collect a CVC for in-person payments taken this way.

A note on the two devices: they do not need to be in the same place, but in practice they should be — the customer taps within a second or two of you sending the payment. If the tap doesn't happen, cancel from Method before the customer taps and no tap fee is charged.

Payments taken through Tap to Phone use the same statuses as every other Method Pay payment:

On iPhone and iPad specifically:

All standard Method Pay limits and rules still apply.

Tap to Phone is billed per tap, in addition to your standard Method Pay processing rate.

The per-tap fee applies whether or not the payment succeeds:

This means a declined card still incurs a per-tap fee, because the tap itself was processed. If a customer's card is declined and they present a second card, that is two taps.