A payment (Payin) can be declined for a variety of reasons.
Generally at the time of process “Declined” will appear, after 2-3 minutes, the issuing card bank will provide us with a detailed reason.
Here is a list of detailed reasons and why.
Payin and Refund Refusals
CODE | DESCRIPTION |
| Declined |
| Do not honor |
| Expired card |
| Fraudulent card |
| Incorrect payment information |
| Insufficient funds |
| Invalid card security code |
| Invalid expiration date |
| Invalid PIN |
| Lost card |
| No card number on file with issuer |
| No such card issuer |
| Over limit |
| Processing error |
| Retry |
| Retry with 3DS |
| Risk decline |
| Stolen card |
| 3DS challenge failed |
| Unexpected payin token |
| Unsupported card type |
| Restricted card type |